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Terms of Use

Effective Date: May 10, 2026

1. Acceptance of Terms

By accessing and using the dusk-maiden website ("Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Website.

2. Description of Services

dusk-maiden provides retirement planning and pension strategy services through licensed financial advisors. This Website provides information about our services and allows prospective clients to contact us.

3. Use of Website

3.1 Permitted Use

You may use this Website for lawful purposes only, including:

  • Viewing information about our services
  • Submitting inquiries through contact forms
  • Accessing educational content and resources

3.2 Prohibited Use

You agree not to:

  • Use the Website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any portion of the Website
  • Interfere with or disrupt the Website or servers
  • Transmit viruses, malware, or other harmful code
  • Scrape, harvest, or collect information from the Website without permission
  • Use the Website to transmit spam or unsolicited communications

4. No Financial Advice

Information provided on this Website is for general informational purposes only and does not constitute financial advice. You should not rely on Website content as a substitute for professional financial advice tailored to your specific circumstances.

Formal advice is provided only through our documented advisory services following proper client engagement and assessment processes.

5. Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of dusk-maiden or its licensors and is protected by Australian and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content without explicit written permission.

6. Third-Party Links

This Website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, policies, or practices of third-party sites.

7. Disclaimer of Warranties

This Website is provided "as is" without warranties of any kind, either express or implied, including but not limited to:

  • Accuracy, completeness, or reliability of information
  • Uninterrupted or error-free operation
  • Freedom from viruses or harmful components
  • Fitness for a particular purpose

8. Limitation of Liability

To the fullest extent permitted by law, dusk-maiden shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Use or inability to use the Website
  • Errors or omissions in Website content
  • Unauthorized access to or alteration of your transmissions or data
  • Any other matter relating to the Website

9. Indemnification

You agree to indemnify and hold harmless dusk-maiden, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Website or violation of these Terms of Use.

10. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference.

11. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes acceptance of the modified terms.

12. Modifications to Website

We reserve the right to modify, suspend, or discontinue any aspect of the Website at any time without notice or liability.

13. User Submissions

By submitting information through contact forms or other means on this Website, you grant dusk-maiden a non-exclusive, royalty-free license to use that information for the purpose of responding to your inquiry and providing requested services.

14. Australian Consumer Law

Nothing in these Terms of Use excludes, restricts, or modifies any consumer guarantees, warranties, or other rights that you may have under the Australian Consumer Law or other applicable laws that cannot be excluded, restricted, or modified by agreement.

15. Governing Law

These Terms of Use are governed by the laws of Queensland, Australia. You agree to submit to the exclusive jurisdiction of the courts of Queensland for resolution of any disputes.

16. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and dusk-maiden regarding use of this Website.

18. Professional Standards

dusk-maiden operates as a licensed financial services provider under Australian Securities and Investments Commission (ASIC) regulation. Our advisory services are subject to professional standards and codes of conduct that govern the financial services industry.

19. Contact Information

For questions about these Terms of Use, please contact:

dusk-maiden
Level 14, 127 Creek Street
Brisbane QLD 4000
Australia
Email: [email protected]

dusk-maiden

Professional retirement planning and pension strategy services across Australia.

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  • SMSF Optimization

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